FIS Webinar: AI and Data in Lending

A Finextra webinar, hosted in association with financial technology firm FIS, will explore modernisation strategies for commercial lending. The event will focus on the use of artificial intelligence, data integration, and new operating models to improve efficiency and decision-making without requiring banks to fully replace their existing systems.

According to the source, commercial lending is undergoing a significant transformation. Financial institutions are rethinking how credit is originated, assessed, managed, and serviced. The shift is away from disconnected point solutions and siloed workflows. Instead, lenders are seeking integrated operating models that create a more cohesive lending ecosystem.

This change is driven by several pressures. Banks face demands to improve efficiency and accelerate decision-making. There is also growing need for stronger risk oversight and a more seamless borrower experience. As market conditions become more complex, lenders are looking beyond simple technology upgrades. They are pursuing end-to-end approaches that create greater visibility and agility across all lending operations.

The Role of AI and Analytics

Artificial intelligence and real-time analytics are central to this evolution. The source states that AI is beginning to deliver tangible value across multiple stages of the lending process. This includes enhancing underwriting and credit assessment. It also supports portfolio monitoring, risk management, and operational decision-making.

Advances in data integration are making it easier to connect information from across an organisation. This creates a more complete view of customers, exposures, and opportunities. API-enabled connectivity plays a key role in improving decision-making within these new ecosystems.

However, the source cautions that modernisation is about more than just new technology. Success depends on establishing an effective operating model. This model must enable collaboration across different functions within a bank. It should integrate external partners where appropriate. It also needs to support the efficient flow of information throughout the entire credit lifecycle.

Financial institutions must balance innovation with operational resilience. They need to identify practical strategies that allow them to evolve their existing environments. The goal is to modernise without disrupting ongoing business performance.

Webinar Focus and Speakers

The webinar conversation will be informed by findings from the Chartis Credit Lending Operations 2026 report. The discussion will focus on how organisations can move from fragmented processes to unified lending operations. The aim is to have intelligence, automation, and connectivity work together to support growth and improve risk management.

A panel of industry experts will lead the discussion. The scheduled speakers for the Finextra webinar are as follows:

The event will address several key questions for banks. These include understanding the shift from siloed lending systems to integrated, end-to-end platforms. It will also cover identifying high-impact AI use cases across underwriting, workflow automation, risk monitoring, and servicing. The webinar is scheduled for future publication, though the source does not provide a specific date.